mm95 Terms & Conditions and Agreement

1 Purpose and Scope

These terms and conditions apply to and govern mm95's website, mobile application (if available), and all related services. This Agreement may be amended at any time, and any changes will be published on the website immediately. Players who continue using the site after publication will be considered to have agreed to the updated terms.

mm95 services are available to players aged 21 and above only. Anyone under 21 is strictly prohibited from playing.

2 Account Registration and Eligibility

To open an account at mm95, the following requirements must be met —

• You must register with accurate personal information, and only one account per person is permitted
• Only one account may be linked to a single phone number or payment account
• You must access the service from a location where gambling is permitted under local laws
• Fraud, cheating, and any form of unfair play are strictly prohibited

If mm95 finds during a check that an account was opened with false information, that account may be closed and any remaining balance may not be returned.

3 Deposits

The minimum deposit at mm95 is 5,000 Ks. Accepted payment methods are KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer.

• Once a deposit is verified as genuine, it will be reflected in your account immediately.
• Deposits must be made from your own payment account only. Third-party deposits are not allowed.
• mm95 may place suspicious deposits on hold and request additional verification.
• Any activity related to money laundering is strictly prohibited.

4 Withdrawals

The minimum withdrawal amount is 20,000 Ks, and processing typically takes 30 minutes to 3 hours.

• Withdrawals can only be made to the same payment method used for the deposit.
• Withdrawals may be restricted for accounts that have not completed verification.
• Winnings from bonus funds can only be withdrawn after the wagering requirement has been met.
• mm95 may review and hold suspicious withdrawal requests and ask for identity verification.

5 Welcome Bonus

mm95's welcome bonus is 100% of your first deposit — up to 300,000 Ks. To withdraw winnings from the bonus, you must meet the wagering requirement of bonus amount × 25.

Example — If you deposit 20,000 Ks, you receive a 20,000 Ks bonus, giving you a total of 40,000 Ks. The wagering requirement is 20,000 Ks × 25 = 500,000 Ks.

• The bonus is available once per player only.
• Bonus funds cannot be withdrawn directly — withdrawals are only available after the wagering requirement is met.
• Not all game combinations count equally toward the wagering requirement. mm95 may apply different contribution percentages depending on the game.
• Bonuses have an expiry period. Any bonus not used within that period will be forfeited.

6 Cashback and VIP Rewards

mm95's VIP program has 5 tiers: Bronze, Silver, Gold, Platinum, and Diamond. Tier progression is based on playing activity —

• Bronze — weekly cashback up to 0.2%
• Silver — weekly cashback up to 0.4%
• Gold — weekly cashback up to 0.6%
• Platinum — weekly cashback up to 0.8%
• Diamond — weekly cashback up to 1.0%

Cashback is treated as bonus funds and may be subject to wagering requirements. mm95 may modify or discontinue the VIP rewards program at any time with prior notice.

7 Fair Play Policy

mm95 is committed to providing a fair playing environment for all players. The following dishonest practices are strictly prohibited on the platform —

• Exploiting software errors, bugs, or technical vulnerabilities
• Arbitrage betting or bonus abuse
• Using bots or automated software to play
• Opening multiple accounts to claim bonuses repeatedly
• Collusion between players

If any of these violations are detected, mm95 may immediately close the account and void any bonus funds or winnings.

8 Restricted Countries and Regions

mm95's services are not intended for players in regions where online gambling is legally prohibited. Players are solely responsible for ensuring their participation complies with the laws of their local jurisdiction. mm95 accepts no liability for any legal issues arising from playing in violation of local law.

9 SSL Encryption and Data Protection

mm95 protects players' personal information and financial data using SSL encryption. We do not sell or rent any collected information to third parties.

For full details on how we handle your data, see our Privacy Policy.

10 KYC (Know Your Customer) Process

mm95 may carry out Know Your Customer (KYC) checks for anti-money laundering and player protection purposes. When verification is requested, players must provide —

• A copy of their Myanmar National Registration Card (NRC) or passport
• Proof of address (a payment statement dated within the last 3 months)
• Payment Method Ownership Verification

If you refuse to provide this information, your withdrawal access may be restricted.

11 Disclaimer

mm95 services are provided "as-is" —

• mm95 is not responsible for any losses incurred during gameplay
• If gameplay is interrupted due to server issues or network outages, mm95 will make every effort to resolve the situation, but will not compensate for any losses that occurred as a result
• mm95 is not responsible for any losses resulting from a player sharing their own account credentials
• mm95 will not handle any matters arising from illegal gambling activity

12 Account Suspension

mm95 may immediately suspend a player's account and restrict funds for the following reasons —

• If a violation of these terms and conditions is found
• If there is suspicious activity related to money laundering
• If there is reasonable belief that the player is colluding with fraudulent parties
• If there are attempts of cybercrime or hacking

Players who wish to file a complaint may contact [email protected] or use mm95's 24-hour Burmese-language live chat service for immediate assistance.

13 Amendments to This Agreement

mm95 may update these terms and conditions at any time. Continued use of the site after changes are published will be considered acceptance of the revised terms. For significant changes, mm95 will make every effort to notify players in advance.

If you have any questions regarding these terms and conditions, you may contact [email protected].

14 Player Protection Policy

mm95 prioritises the health and financial well-being of its players. Our responsible gaming policies include —

• Strict age verification to prevent anyone under 21 from playing
• Providing a self-exclusion option so players can limit their own gaming activity
• Deposit limits are available to help players control potential financial losses
• Restricting services for players who show signs of problem gambling

For more information on responsible gaming, visit the Responsible Gaming page.